We all have some debt such as an auto loan, credit cards, or a student loan. All of these may negatively affect our score one way or the other . One way you can maintain a Good Credit Report is to make sure you keep your credit card balances low, you do not need to carry a heavy balance to build good scores once you do that, you are on a slippery slope to debt. More importantly always try to pay your bills on time and in full because its another way to inflate your scores. However, fixing a credit report was frustrating with all the running around with loads of fees you pay, plus VAT s. Until Recently when I had trouble getting good loan for a house, but I also needed a very good credit report to increase my possibility; I was referred to <
> by a beneficiary and i subscribed for a Premium service plan that matched my distress. Few days later I received a mail regarding changes in my reports, I couldn't believe when I opened it, all the negative items were off & my Credit Score was higher than it was the last time i checked. it felt great coz i finally got the house i wanted. So if you are having trouble with bad credit reports as I once was; I think Expert CreditRepair is faster; you wont find a more reliable service elsewhere.