Reverse instant bank Transfer?

[ExiledBoost™]

Hello dear Community,

I feel like I am a bit too sensible for trusting others but might be due to being scammed before in the most awkward ways.

However, what I wanted to ask, if the Iban is correct etc., is there any way a client can reverse an instant bank transfer when it is already on my Account?

I read online and nearly everyone says, it is nearly impossible, but I still feel that I need more Feedback on this topic...

Maybe use some circumstances for explaining or smth, or just say yes or no - does not Matter, feedback is feedback.

Thanks in advance

BR

[ExiledBoost™]

Originally Posted by kek

It is not as easy as via paypal or credit card, but if the bank account was hacked/faked and there is fraudulent money used to send it, it can happen that you are not allowed to keep the money and need to hand it back to it's owner (depends on local law and case).

However, the effort would only be made for several thousand €, not for small amounts, and even then it is unlikely to happen.

Thank you for the detailed answer. Is there a way to check If the accounts are hacked? He keeps on talking that these accounts are his clients who are sending the money, therefore the money came from 2 different people, but not in one big transaction, but a few 50-100€ish transaction and over the course of several days. Is this in general a good sign, since people who stole Money might want to get the money away from the account asap? ( I know there is no gurantee for anything, Just wanted to ask about the likelihood of Happening). Thanks!

[ExiledBoost™]

Originally Posted by kek

You cannot check if anything is wrong with the accounts unfortunately.

Getting money from 2 different accounts seems very fishy. And sending small amounts seems like he isn't sure how much he can send from his victim's accounts at one time. Ask him why he is sending from "clients" and not from his account directly and why they are using multiple transactions.

For me this seems very fishy. Are you in SEPA or SWIFT area?

I am from Germany, therefore SEPA I guess? He is from Slovakia, shall bei SEPA too I guess. He told me that he got it from selling paysafecards... I mean could be true but yea. Would you say I should rather stop trading with him? Or do I have something to save from that, probably not hm? Thanks!

[ExiledBoost™]

Originally Posted by kek

Ja, ist SEPA. Also wenn es aus Paysafecard-Verkäufen stammt, ist das plausibel, auch, dass es dann über Tage gestreckt ist.

Das Geld zurückzuholen ist nur über den Rechtsweg möglich, also über Ländergrenzen hinweg sehr aufwendig.
Für ein paar 100€ macht sich den Aufwand, selbst wenn jemand gescammt wurde, wahrscheinlich niemand.


Ich würde mir keine Sorgen machen. Um sicher zu gehen könntest du ihn nach den PSCs fragen und dann schauen, ob die Einlösezeiträume und Beträge zusammenpassen.

Danke bro, größte Ehre das du dich hier mit einem Laien wie mich so auseinandersetzt
Much love.