This was discovered by me...dunno if its already available somewhere else though...
i know that it works on SCHTSERV (the one and only private server for it)
what you need...
-Blue burst of course
What to do....make a shortcut of the blue burst starter ...right click on it ->properties
and change XXXXXX\SEGA\PHANTASY STAR ONLINE Blue Burst\PsoBB.exe"
to XXXXXXX\SEGA\PHANTASY STAR ONLINE Blue Burst\PsoBB.exe 1095189843"
start it and when gameguard comes out just press cancel...voilá the game starts without gameguard =)
Make a private room (you must be the starter of the room)
start CE and attach it to psobb.exe
look for your money and search for it in cheat engine (4 bytes AND TURN OFF HYPER SCAN)
you will find thousands results...so just drop some meseta and look for the new ammount of meseta you will only find one adress...freeze it :]
now comes the funny part ...drop drop drop drop drop drop the money
...oh and before you pick it up UNfreeze the adress again